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How it works

One payment, five stages, one record.

A proposed payment moves from instruction to reconciliation as a labelled voyage. Step through it below, or play a sample.

Illustrative demo · no real transactions

Interactive sample voyage

Follow a sample payment, stage by stage.

Illustrative demo

Fictional amount and masked addresses. No wallet is connected and nothing is executed.

Sample payment
12,500.00 USD
Reference
DV-DEMO-000142
From
Example Business Inc. · 0x4B1c…e7A2
To
Example Supplier Co. · 0x9D3a…52F0
Illustrative payment voyageA cargo ship sails from an origin port to a destination port along a shipping lane. The ship's position and the highlighted port or lane show the current stage of a sample payment. The scene is an illustration and does not represent real transactions.

Illustrative demo

  1. Voyage plan

    Payment instruction

  2. Origin port

    Funding and checks

  3. Shipping lane

    Stablecoin settlement

  4. Destination port

    Recipient delivery

  5. Manifest

    Reconciliation

Stage 1 of 5: Payment instruction

Stage 1 of 5 · Voyage metaphor: Voyage plan

Payment instruction

A business specifies a recipient and an amount.

The instruction opens a payment record with its own reference. Approvals, if configured, happen here, before any value moves.

Performed byBusiness, via a planned DollarVoyage interface

DollarVoyage · planned

Nothing moves until the instruction is approved and funded.

Two different finish lines

Stage 3

Blockchain confirmation

Not started

The supported network confirms the stablecoin transfer according to its own rules.

Stage 4

Delivery to the recipient

Not started

A wallet transfer or, where a payout provider supports it, a local bank payout with its own timing and cutoffs.

Confirmation on the network does not mean money is in a bank account. Fees, timing, eligibility and availability depend on the providers, networks and destination involved, and stablecoin redemption is never assumed to be guaranteed or instant.

Read this before you rely on the demo

The ship is a metaphor. The caveats are real.

Providers set the terms

Fees, timing, eligibility and availability depend on the funding, network and payout providers involved, and on the destination.

Confirmation is not delivery

A confirmed blockchain transfer is a different event from money arriving in a bank account. We show them as separate stages.

No guarantees implied

We do not promise instant bank payouts or one-to-one redemption of any stablecoin. Terms differ by issuer and provider.

Proposed architecture

What DollarVoyage would build, and what it would depend on.

A planned orchestration layer sits between your business and a chain of third-party services. Each third-party box describes a category of provider, not a named partner.

Planned DollarVoyage componentThird-party dependency
  1. 01

    Business interface

    Where teams create, approve and monitor payment instructions.

    Planned
  2. 02

    Payment orchestration

    Coordinates each step, tracks state and keeps the payment record.

    Planned
  3. 03

    Funding and verification providers

    Receive funds and run applicable checks. Configured per deployment.

    Third party
  4. 04

    Blockchain settlement

    A supported network confirms the stablecoin transfer.

    Third party
  5. 05

    Recipient or payout provider

    Delivers to a wallet or, where supported, pays out in local currency.

    Third party
  6. 06

    Reporting

    Matches references to business records and supports exports.

    Planned

No provider, network or payout partnerships are announced. Who fills each third-party role, and in which regions, is still to be decided and will depend on due diligence, regulation and availability.

Early access

Want to shape the first route?

Tell us which payments you need to move and how you reconcile them today.

Request early accessSee proposed solutions